In Louisiana, the highest FHA denial rates among major lenders in 2025 belonged to Amerisave Mortgage Company (84.8%), Carrington Mortgage Services LLC (63.9%), Loandepot.Com LLC (56.2%).Louisiana’s FHA denial rate in 2025 was 24.5% across 19,470 decisioned applications — ranking #14 of 52 states. Among high-volume lenders, the lowest observed denial rate was Movement Mortgage, LLC at 2.7%; the highest was Amerisave Mortgage Company at 84.8%. The institutional spread inside Louisiana is 31.4×: the same FHA application faces a 2.7% observed denial rate at one high-volume door and 84.8% at another — two real endpoints of the federal record, same state, same program. Source: complete CFPB HMDA 2025 federal record.
Cells require 100+ decisioned applications. Sorted softest first. Observed rates — not endorsements.
| Lender | Louisiana FHA apps | Denial rate |
|---|---|---|
| Movement Mortgage, LLC | 588 | 2.7% |
| Gmfs, LLC | 604 | 3.1% |
| Eustis Mortgage Corp | 525 | 3.8% |
| Assurance Financial Group, L.L.C | 381 | 9.4% |
| Dsld Mortgage LLC | 812 | 11.7% |
| Equity Prime Mortgage LLC | 370 | 17.0% |
| United Wholesale Mortgage | 2,036 | 19.1% |
| Freedom Mortgage Corporation | 733 | 22.1% |
| Pennymac Loan Services LLC | 496 | 25.2% |
| Dhi Mortgage Company, Ltd. | 889 | 34.9% |
| Rocket Mortgage | 1,349 | 35.6% |
| Newrez LLC | 455 | 49.0% |
| Loandepot.Com LLC | 500 | 56.2% |
| Carrington Mortgage Services LLC | 388 | 63.9% |
| Amerisave Mortgage Company | 521 | 84.8% |
Applications under $150K were denied 38.3% of the time versus 17.4% for loans of $250K+ — a 2.2× penalty on the smallest loans. National context: the small-loan penalty.
The Home Mortgage Disclosure Act requires every U.S. mortgage lender to report every application — outcome, amount, and denial reason — to federal regulators annually. It is government-verified, covers all lenders equally, and cannot be gamed. These tables are processed directly from that record.
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Reading note: lender-level denial rates describe tendencies in the observed record, not rules — individual outcomes vary with each file. Rankings can also shift with denominator choices (which application outcomes are counted); FRC's rule is published in full in the methodology, so every figure here is reproducible from the raw federal file.