Amerisave Mortgage Company denied 78.7% of its 22,944 decisioned FHA applications in 2025 — rank #1 of the 100 largest FHA lenders, above the national rate of 21.7%. Source: complete CFPB HMDA 2025 federal record. Observed rates reflect applicant mix and channel as well as underwriting — not an endorsement or a warning.
Top cited reasons on denied files in 2025: incomplete application (41.0%), credit history (16.9%), collateral (the property) (13.4%) (shares of all cited reasons; a denied file may cite several). Reason codes record outcomes, not causes — context: the reason fingerprint.
| State | FHA apps | Denial rate |
|---|---|---|
| FL | 1,740 | 82.2% |
| GA | 1,477 | 80.2% |
| NC | 1,382 | 77.6% |
| OH | 1,312 | 77.7% |
| PA | 1,199 | 77.8% |
| IL | 1,025 | 78.4% |
Largest state markets (cells n≥100). State pages: the door map.
Nobody. Amerisave Mortgage Company did not pay to appear here and cannot pay to change this page. FinanceRateCalc is not a lender, has no lending partners, and sells no leads — tables are processed independently from federal filings by a former banker with 23 years of credit experience. Compare: all 100 lenders ranked · all 52 states · five myths vs the record.