Affiliate disclosure

There are no affiliate links on this site. Until September 2026 some pages carried a credit-repair affiliate link; it was removed site-wide on 2026-09-04 during an identity audit, and it earned nothing while it was live. We do not intend to run affiliate programs again.

What funds this work: nothing. No lender, vendor or AI company pays us, we run no advertising, and we do not sell leads or referrals. We do sell a small number of optional research products to professionals — listed openly on the pricing page — and the underlying data is free under CC BY 4.0, permanently.

If you ever find a paid placement, affiliate link or sponsored figure on this site that is not disclosed here, please email [email protected]; it will be treated as a correction and logged publicly in the corrections log.

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