Legal · Transparency
We believe in full transparency about how this site earns revenue
Last updated: March 12, 2026
Summary: FinanceRateCalc.com participates in affiliate marketing programs. Some links on this site are affiliate links — if you click on them and make a purchase or submit an application, we may earn a commission at no additional cost to you. This never influences our analysis or calculator results.
In accordance with the Federal Trade Commission (FTC) guidelines concerning the use of endorsements and testimonials in advertising, FinanceRateCalc.com discloses that it may receive compensation from third-party companies when users click on links and/or apply for financial products featured on this website.
This disclosure is provided in compliance with the FTC's 16 CFR Part 255: "Guides Concerning the Use of Endorsements and Testimonials in Advertising."
An affiliate link is a specially tracked URL. When you click on an affiliate link on our site and complete an action (such as applying for a loan, opening an account, or making a purchase), the affiliate partner can identify that you came from our website. We then receive a commission for referring you.
This commission comes from the affiliate partner — not from you. You pay nothing extra by using our affiliate links.
FinanceRateCalc.com participates in affiliate programs through networks including but not limited to:
Our affiliate partners may include financial institutions, loan providers, credit card issuers, insurance companies, and other financial service providers.
The presence of affiliate links on our site does not influence our calculator results, analysis, or recommendations. Our tools are built to provide accurate, unbiased financial calculations based on the data you enter.
We only feature affiliate links for products and services that we believe may genuinely benefit our users. The analysis provided by our calculators reflects our honest assessment, regardless of any affiliate relationship.
Our content is written and reviewed by a licensed banking professional with 23 years of experience. Affiliate compensation does not affect editorial integrity.
Affiliate links on our site may be identified by:
Using our affiliate links does not increase the cost of any product or service you purchase. In many cases, affiliate partnerships allow us to offer our tools and content completely free of charge to you.
If you have questions about our affiliate relationships or this disclosure, please contact us: