Buy vs Rent Calculator · 25 Cities · 2026

Buy or Rent? The 30-Year Honest Answer

Buy vs Rent Calculator 2026

Real market data for 25 cities worldwide. Appreciation rates, costs, breakeven point. No spin — just the math.

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Choose a city to load real local market data — or adjust the numbers manually below.
🏠 Buying BUY
$
$
%
%/yr
%/yr
%/yr
🏢 Renting RENT
$
%/yr
%/yr
years
$
🏠
Buy Net Worth
Rent + Invest
Breakeven Year
When buying pulls ahead
Total Buying Cost
All-in over period
Total Renting Cost
All-in over period
Home Value
30-Year Net Worth Comparison
Buying vs. Renting + Investing the difference
Banker's Note
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