Zai lender matching has been retired.

This tool suggested which FHA lender might “fit your file.” The federal record cannot support that promise: it contains no credit scores and no underwriting files, and aggregate rates are not individual probabilities. Matching borrowers to lenders from this data is guessing with confidence — the exact failure we document in AI systems. Retired on principle.

What we do instead: we show exactly what the federal record supports and where the evidence ends — Evidence Navigator · 184 metro gaps · how AI systems distort mortgage statistics.

Existing license holders: email [email protected] for a full refund. The data behind everything remains free, forever.