Vanderbilt Mortgage And Finance, Inc denied 2.7% of its 2,569 decisioned FHA applications in 2025 — rank #98 of the 100 largest FHA lenders, below the national rate of 21.7%. Source: complete CFPB HMDA 2025 federal record. Observed rates reflect applicant mix and channel as well as underwriting — not an endorsement or a warning.
Median rate on originated FHA purchase loans in 2025: 5.625%; median spread vs APOR: -0.046 (2,422 originations). Odds and price for all 60 largest doors: rates vs denial.
Nobody. Vanderbilt Mortgage And Finance, Inc did not pay to appear here and cannot pay to change this page. FinanceRateCalc is not a lender, has no lending partners, and sells no leads — tables are processed independently from federal filings by a former banker with 23 years of credit experience. Compare: all 100 lenders ranked · all 52 states · five myths vs the record.