ZIP Code Market Report · May 2026
Is 94109 a Buyer's
or Seller's Market?
📍 Russian Hill, California
87
🔥 HOT
Seller's market — move fast
10 avg days on market · Property tax ~1.18%/yr
Mortgage Breakdown — ZIP 94109
Median Price$1,350,000
20% Down$270,000
Loan Amount$1,080,000
P&I (~6.7%)$6,969/mo
Property Tax$1,327/mo
Total PITI$8,858/mo
Income Needed$295,266/yr
Educational purposes only. Market data estimated. Not financial advice.