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AI-Powered · Free Forever

Stop Guessing
When to Buy.

We'll tell you.

Set your target home, income, and monthly budget. We monitor rates and prices — and alert you the moment your dream home becomes affordable.

Get Zai for Brokers — $49/mo →
8 years of HMDA data · 11 lenders · cancel anytime
Already denied? Ask why, free →
❌
Zillow
Price alerts only.
No affordability alerts.
❌
Redfin
Price alerts only.
No income-based alerts.
✅
FRC Alert
Personal affordability.
Rate + price + your income.
Step 1
Target city & home price
$
Or enter a custom price above
Step 2
Your annual income
$
Step 3
Your max comfortable monthly payment
$
📊 Your Affordability Snapshot — Today
Current est. monthly payment —
Your budget —
Gap to affordability —
Rate needed to hit your budget —
Not affordable — ✅ Affordable

How FRC Affordability Alert Works

1

You set your target

Enter your city, target price, income, and max monthly payment. We calculate exactly where you stand today — and how far you are from affordable.

2

We monitor monthly

Every month, we recalculate your affordability score based on current mortgage rates and local price trends. When something changes significantly, we run the numbers.

3

You get the alert

"Austin affordability improved 6% this month. Your target home is now $180/month closer to your budget." You'll know before anyone else in your network.

4

You buy at the right time

When your target hits your budget, you're already pre-informed — not scrambling. Ask Zai for the next steps the moment you get the green light.

Z
Licensed broker? Get unlimited routing decisions. Zai for Brokers — $49/mo →
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🔍 Also explore: All FRC Tools · Lender Routing · FHA by State · Lender Stress Index