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ZIP Code Market Report · May 2026

Is 85004 a Buyer's
or Seller's Market?

📍 Downtown, Arizona
67
🟡 WARM
Balanced market
28 avg days on market · Property tax ~0.62%/yr
$390K
Median Price
28
Days on Market
$2,376
Est. Monthly

Mortgage Breakdown — ZIP 85004

Median Price$390,000
20% Down$78,000
Loan Amount$312,000
P&I (~6.7%)$2,013/mo
Property Tax$201/mo
Total PITI$2,376/mo
Income Needed$79,200/yr
🏦 Ask Zai About This Market 📊 Full Calculator 🔍 Decode Denial

Nearby ZIP Codes

85013
Midtown, AZ
🟡 WARM · 69/100
85001
Downtown, AZ
🟡 WARM · 68/100
85014
North Central, AZ
🟡 WARM · 70/100
85016
Arcadia, AZ
🟡 WARM · 73/100
85007
West Phoenix, AZ
🔵 COOLING · 62/100
85006
Garfield, AZ
🟡 WARM · 65/100
Educational purposes only. Market data estimated. Not financial advice.
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