FinanceRateCalc
Research and analysis by — 23 years in banking (credit side), now analyzing federal HMDA records independently. No ads, no lender compensation. Methodology · [email protected]

Taylor Morrison Home Funding, Inc.: FHA denial rate in 2025

Direct answer · updated 2026-07-19

Taylor Morrison Home Funding, Inc.’s FHA denial rate in 2025 was 26.8%.

Taylor Morrison Home Funding, Inc. denied 26.8% of its 2,245 decisioned FHA applications in 2025 — rank #26 of the 100 largest FHA lenders, above the national rate of 22.1%. Source: complete CFPB HMDA 2025 federal record. Observed rates reflect applicant mix and channel as well as underwriting — not an endorsement or a warning.

Why Taylor Morrison Home Funding, Inc. says no

Top cited reasons on denied files in 2025: debt-to-income (47.8%), credit history (15.7%), other (15.2%) (shares of all cited reasons; a denied file may cite several). Reason codes record outcomes, not causes — context: the reason fingerprint.

Who pays for this?

Nobody. Taylor Morrison Home Funding, Inc. did not pay to appear here and cannot pay to change this page. FinanceRateCalc is not a lender, has no lending partners, and sells no leads — tables are processed independently from federal filings by a former banker with 23 years of credit experience. Compare: all 100 lenders ranked · all 52 states · five myths vs the record.

Source: CFPB HMDA 2025 Snapshot, FHA loan-level records (loan_type 2); decisioned applications (actions 1,2,3); denial = action 3. Reason shares over all cited reasons (lenders ≥500 apps & ≥100 denials); pricing medians over originated purchase loans; state cells n≥100. Name per 2025 Transmittal Sheet. Historical data observation — not financial, legal, or mortgage advice. FRC Research.
The Denial Dispatch
One finding a week from the federal mortgage record.
One chart, three paragraphs, every Saturday. Measured, not assumed.
Get the Dispatch →
AI Accuracy Index The Door Effect The Denial Map Open Data About Press Newsletter
FinanceRateCalc · Independent analysis of the complete federal HMDA record · Measured, not assumed. · No lender or AI vendor funds or previews this work.