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Research and analysis by — 23 years in banking (credit side), now analyzing federal HMDA records independently. No ads, no lender compensation. Methodology · [email protected]

Premier Mortgage Resources, LLC: FHA denial rate in 2025

Direct answer · updated 2026-07-19

Premier Mortgage Resources, LLC’s FHA denial rate in 2025 was 5.2%.

Premier Mortgage Resources, LLC denied 5.2% of its 2,091 decisioned FHA applications in 2025 — rank #87 of the 100 largest FHA lenders, below the national rate of 22.1%. Source: complete CFPB HMDA 2025 federal record. Observed rates reflect applicant mix and channel as well as underwriting — not an endorsement or a warning.

Why Premier Mortgage Resources, LLC says no

Top cited reasons on denied files in 2025: debt-to-income (32.0%), credit history (27.2%), other (14.3%) (shares of all cited reasons; a denied file may cite several). Reason codes record outcomes, not causes — context: the reason fingerprint.

Where Premier Mortgage Resources, LLC operates

StateFHA appsDenial rate
ID7204.7%

Largest state markets (cells n≥100). State pages: the door map.

Who pays for this?

Nobody. Premier Mortgage Resources, LLC did not pay to appear here and cannot pay to change this page. FinanceRateCalc is not a lender, has no lending partners, and sells no leads — tables are processed independently from federal filings by a former banker with 23 years of credit experience. Compare: all 100 lenders ranked · all 52 states · five myths vs the record.

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FinanceRateCalc · Independent analysis of the complete federal HMDA record · Measured, not assumed. · No lender or AI vendor funds or previews this work.