FRC Intelligence · Reference

Mortgage Dictionary

72 terms every homebuyer and broker should know — with real HMDA data context where it matters. Not just definitions. What the numbers actually show.

72 terms
72 terms
7 categories
8 years HMDA data referenced
310K FHA records analyzed

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Definitions reflect standard industry usage and FRC Intelligence analysis. HMDA-based statistics sourced from CFPB Public Loan-Level Dataset 2018–2025. FRC-specific terms (OFI, LSI, Decision DNA, denial genes) are proprietary analytical frameworks based on public data. For educational purposes only. Not financial advice.

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