Market Report ยท May 2026
ZIP 98019 โ Duvall
๐ Seattle Metro ยท Washington
77
๐ก WARM
Balanced market ยท 17 avg days on market
Property tax ~0.919%/yr
Mortgage Breakdown โ 98019
Median Home Price$680,000
20% Down Payment$136,000
Loan Amount$544,000
P&I at 6.7%$3,510/mo
Property Tax Est.$527/mo
Total PITI$4,320/mo
Income Needed (36% DTI)$144,000/yr
Educational purposes only. Market data estimated from public sources. Not financial advice.
The other half of the answer
Prices tell you what a house costs here. They do not tell you whether a lender will approve the loan — and that varies more than almost anyone realises.
24.4%
of FHA applications denied in Seattle-Bellevue-Everett, WA, 2025 · national 22.1%
MOVEMENT MORTGAGE, LLC
6.4% United Wholesale Mortgage
26.2% A 26.6-point spread between the busiest FHA lenders in this metro.
CFPB HMDA 2025, computed by FinanceRateCalc. Covers the highest-volume lenders published for this market, not all lenders. Rates reflect applicant mix as well as lender practice — historical observations, not predictions. CC BY 4.0, not independently reproduced.
The Denial Dispatch
One finding a week from the federal mortgage record.
One chart, three paragraphs, every Saturday. Measured, not assumed.
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