Educational purposes only. Market data is estimated. Not financial advice. Always verify with a licensed professional.
The other half of the answer
Prices tell you what a house costs here. They do not tell you whether a lender will approve the loan — and that varies more than almost anyone realises.
17.9%
of FHA applications denied in Portland-Vancouver-Hillsboro, OR-WA, 2025 · national 22.1%
GUILD MORTGAGE COMPANY
4.7% United Wholesale Mortgage
15.6% FREEDOM MORTGAGE CORPORATION
20.3% A 22.2-point spread between the busiest FHA lenders in this metro.
CFPB HMDA 2025, computed by FinanceRateCalc. Covers the highest-volume lenders published for this market, not all lenders. Rates reflect applicant mix as well as lender practice — historical observations, not predictions. CC BY 4.0, not independently reproduced.
The Denial Dispatch
One finding a week from the federal mortgage record.
One chart, three paragraphs, every Saturday. Measured, not assumed.
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