ZIP Code Market Report · May 2026
Is 95823 a Buyer's or Seller's Market?
📍 Valley Hi, Sacramento, California
54
🔵 COOLING
Buyer has leverage
52 avg days on market · Property tax ~0.75%/yr
Mortgage Breakdown — ZIP 95823
Median Price$380,000
20% Down Payment$76,000
Loan Amount$304,000
P&I (~6.7%)$1,961/mo
Property Tax Est.$237/mo
Total PITI Est.$2,356/mo
Annual Income Needed$78,533/yr
Educational purposes only. Market data estimated based on available public sources. Not financial advice. Figures are approximations and vary by property, lender, and market conditions.