ZIP Code Market Report · May 2026
Is 95821 a Buyer's or Seller's Market?
📍 Arden-Arcade, Sacramento, California
61
🔵 COOLING
Buyer has leverage
38 avg days on market · Property tax ~0.75%/yr
Mortgage Breakdown — ZIP 95821
Median Price$480,000
20% Down Payment$96,000
Loan Amount$384,000
P&I (~6.7%)$2,477/mo
Property Tax Est.$300/mo
Total PITI Est.$2,977/mo
Annual Income Needed$99,233/yr
Educational purposes only. Market data estimated based on available public sources. Not financial advice. Figures are approximations and vary by property, lender, and market conditions.