ZIP Code Market Report · May 2026
Is 95816 a Buyer's or Seller's Market?
📍 Midtown, Sacramento, California
64
🔵 COOLING
Buyer has leverage
35 avg days on market · Property tax ~0.75%/yr
Mortgage Breakdown — ZIP 95816
Median Price$580,000
20% Down Payment$116,000
Loan Amount$464,000
P&I (~6.7%)$2,994/mo
Property Tax Est.$362/mo
Total PITI Est.$3,597/mo
Annual Income Needed$119,900/yr
Educational purposes only. Market data estimated based on available public sources. Not financial advice. Figures are approximations and vary by property, lender, and market conditions.