ZIP Code Market Report · May 2026
Is 95814 a Buyer's or Seller's Market?
📍 Downtown, Sacramento, California
62
🔵 COOLING
Buyer has leverage
38 avg days on market · Property tax ~0.75%/yr
Mortgage Breakdown — ZIP 95814
Median Price$520,000
20% Down Payment$104,000
Loan Amount$416,000
P&I (~6.7%)$2,684/mo
Property Tax Est.$325/mo
Total PITI Est.$3,225/mo
Annual Income Needed$107,500/yr
Educational purposes only. Market data estimated based on available public sources. Not financial advice. Figures are approximations and vary by property, lender, and market conditions.