Market Report ยท May 2026
ZIP 78665 โ Round Rock East
๐ Austin Metro ยท Texas
60
๐ต COOLING
Buyer has leverage ยท 42 avg days on market
Property tax ~1.81%/yr
Mortgage Breakdown โ 78665
Median Home Price$440,000
20% Down Payment$88,000
Loan Amount$352,000
P&I at 6.7%$2,271/mo
Property Tax Est.$663/mo
Total PITI$3,117/mo
Income Needed (36% DTI)$103,900/yr
Educational purposes only. Market data estimated from public sources. Not financial advice.
The other half of the answer
Prices tell you what a house costs here. They do not tell you whether a lender will approve the loan — and that varies more than almost anyone realises.
15.5%
of FHA applications denied in Austin-Round Rock, TX, 2025 · national 22.1%
VELOCIO MORTGAGE, L.L.C.
5.3% DHI Mortgage Company, LTD.
17.8% United Wholesale Mortgage
18.3% Lennar Mortgage, LLC
26.4% A 23.0-point spread between the busiest FHA lenders in this metro.
CFPB HMDA 2025, computed by FinanceRateCalc. Covers the highest-volume lenders published for this market, not all lenders. Rates reflect applicant mix as well as lender practice — historical observations, not predictions. CC BY 4.0, not independently reproduced.
The Denial Dispatch
One finding a week from the federal mortgage record.
One chart, three paragraphs, every Saturday. Measured, not assumed.
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