ZIP Code Market Report · Updated May 2026
Is 28201 a Buyer's
or Seller's Market?
📍 Charlotte, North Carolina · NC
76
🟡 WARM
Balanced market
16 days avg on market · Tax rate: 0.87%/yr
Mortgage Breakdown — 28201
Median Price$390,000
20% Down$78,000
Loan Amount$312,000
Rate (~6.7%)$2,013/mo P&I
Property Tax$282/mo
Total PITI$2,457/mo
Income Needed$81,900/yr
Educational purposes only. Market data is estimated. Not financial advice. Always verify with a licensed professional.