Updated as data allows

Mortgage Market
Pulse

Market signal combining MBA Applications Index, 30-year rate momentum, OFI, and policy change detection. Not a prediction — a directional signal.

This Week's Market Signal
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Key Indicators
30yr Mortgage Rate
—
MBA Applications Index
—
OFI (National)
47
MODERATE
Q2 2026
Building Permits
—
Leading indicator
Jobless Claims
—
Weekly
Consumer Sentiment
—
University of Michigan
What This Week's Signal Means
For W2 borrowers Low sensitivity to current conditions
For self-employed Monitor OFI — 2.7× more sensitive
For FHA purchase CrossCountry/Guild best historical fit
Rate trend —
Next update When new data lands after MBA release
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Data sources: FRED API (MMNRNSA MBA Index, MORTGAGE30US, PERMIT, ICSA, UMCSENT), updated as data allows. Market signal is a directional indicator, not a prediction. Not financial advice. Methodology →