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Research and analysis by — 23 years in banking (credit side), now analyzing federal HMDA records independently. No ads, no lender compensation. Methodology · [email protected]

Lakeview Loan Servicing, LLC: FHA denial rate in 2025

Direct answer · updated 2026-07-19

Lakeview Loan Servicing, LLC denied 57.0% of its 22,734 decisioned FHA applications in 2025 — rank #4 of the 100 largest FHA lenders, above the national rate of 21.7%. Source: complete CFPB HMDA 2025 federal record. Observed rates reflect applicant mix and channel as well as underwriting — not an endorsement or a warning.

Why Lakeview Loan Servicing, LLC says no

Top cited reasons on denied files in 2025: incomplete application (72.2%), credit history (10.1%), debt-to-income (9.2%) (shares of all cited reasons; a denied file may cite several). Reason codes record outcomes, not causes — context: the reason fingerprint.

Where Lakeview Loan Servicing, LLC operates

StateFHA appsDenial rate
FL3,17965.2%
CA2,53959.7%
TX2,48855.7%
GA1,25161.9%
IL74665.7%
TN70247.0%

Largest state markets (cells n≥100). State pages: the door map.

Who pays for this?

Nobody. Lakeview Loan Servicing, LLC did not pay to appear here and cannot pay to change this page. FinanceRateCalc is not a lender, has no lending partners, and sells no leads — tables are processed independently from federal filings by a former banker with 23 years of credit experience. Compare: all 100 lenders ranked · all 52 states · five myths vs the record.