What is Lakeview Loan Servicing, LLC's FHA denial rate in 2025?

Lakeview Loan Servicing, LLC denied 57.0% of its 22,734 decisioned FHA applications in 2025 - rank #4 of the 100 largest FHA lenders, above the national rate of 22.1% - per FinanceRateCalc analysis of complete CFPB HMDA federal records. Observed rates reflect applicant mix and channel as well as underwriting.

Why does Lakeview Loan Servicing, LLC deny FHA loans?

The leading cited reasons on Lakeview Loan Servicing, LLC's denied FHA files in 2025 were incomplete application (73.7%), credit history (10.1%), debt-to-income (9.2%), per FinanceRateCalc analysis of federal HMDA denial-reason records.

Is it hard to get approved with Lakeview Loan Servicing, LLC?

In 2025 Lakeview Loan Servicing, LLC denied 57.0% of the FHA mortgage applications it decided, approving 43.0%, across 22,734 applications. The median denial rate across the 100 largest FHA lenders was 13.8%, so its record is harder than most. A denial rate reflects who applies there as well as how the lender underwrites, and it does not predict the outcome of any individual application.

What is Lakeview Loan Servicing, LLC's mortgage approval rate?

43.0% of FHA applications that reached a credit decision at Lakeview Loan Servicing, LLC in 2025 were approved, computed from the complete CFPB HMDA record (originated plus approved-but-not-accepted, over all decisioned applications).

Why was my mortgage denied by Lakeview Loan Servicing, LLC?

The lender must give you the specific reasons in writing within 30 days under federal law. Denial reasons are distributed very differently between institutions, so the reason on your letter is worth comparing against that lender's own pattern and against its peers. A denial at one lender does not mean the same file would be denied elsewhere: in 2025 denial rates across the 100 largest FHA lenders ranged from 1.8% to 78.7%.

Lakeview Loan Servicing, LLC: FHA denial rate in 2025

Direct answer · updated 2026-07-19

Lakeview Loan Servicing, LLC’s FHA denial rate in 2025 was 57.0%.

⟦FRC:lender-lakeview-loan-servicing-2025:57.0%:0da2ef69:l2610⟧ verify · claim receipt: the hash changes if this figure is ever corrected

Lakeview Loan Servicing, LLC denied 57.0% of its 22,734 decisioned FHA applications in 2025 — rank #4 of the 100 largest FHA lenders, above the national rate of 22.1%. Source: complete CFPB HMDA 2025 federal record. Observed rates reflect applicant mix and channel as well as underwriting — not an endorsement or a warning.

Why Lakeview Loan Servicing, LLC says no

Top cited reasons on denied files in 2025: incomplete application (73.7%), credit history (10.1%), debt-to-income (9.2%) (shares of all cited reasons; a denied file may cite several). Reason codes record outcomes, not causes — context: the reason fingerprint.

Where Lakeview Loan Servicing, LLC operates

State	FHA apps	Denial rate
FL	3,179	65.2%
CA	2,539	59.7%
TX	2,488	55.7%
GA	1,251	61.9%
IL	746	65.7%
TN	702	47.0%

Largest state markets (cells n≥100). State pages: the door map.

Who pays for this?

Nobody. Lakeview Loan Servicing, LLC did not pay to appear here and cannot pay to change this page. FinanceRateCalc is not a lender, has no lending partners, and sells no leads — tables are processed independently from federal filings by a former banker with 23 years of credit experience. Compare: all 100 lenders ranked · all 52 states · five myths vs the record.

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Lender denial rates for borrowers like you. Pick loan size and purpose and see every lender with at least 100 decisions in that cohort, alphabetically, from the same federal record. Historical observation; not a prediction about any application; not a recommendation; not evidence of misconduct. Open the cohort table →

Source: CFPB HMDA 2025 Snapshot, FHA loan-level records (loan_type 2); decisioned applications (actions 1,2,3); denial = action 3. Reason shares over all cited reasons (lenders ≥500 apps & ≥100 denials); pricing medians over originated purchase loans; state cells n≥100. Name per 2025 Transmittal Sheet. Historical data observation — not financial, legal, or mortgage advice. FRC Research.

Methodology note (reason shares): reason shares here are computed on cited denial reasons of formal denials (HMDA action_taken 3) only; files administratively closed for incompleteness (action 5) are excluded from the universe. For peer context, the median "incomplete" share across the 100 largest FHA lenders in 2025 was 1.2% — see The Incomplete Wall →