FinanceRateCalc
Research and analysis by — 23 years in banking (credit side), now analyzing federal HMDA records independently. No ads, no lender compensation. Methodology · [email protected]

Lakeview Community Capital: FHA denial rate in 2025

Direct answer · updated 2026-07-19

Lakeview Community Capital denied 1.8% of its 2,957 decisioned FHA applications in 2025 — rank #100 of the 100 largest FHA lenders, below the national rate of 21.7%. Source: complete CFPB HMDA 2025 federal record. Observed rates reflect applicant mix and channel as well as underwriting — not an endorsement or a warning.

Who pays for this?

Nobody. Lakeview Community Capital did not pay to appear here and cannot pay to change this page. FinanceRateCalc is not a lender, has no lending partners, and sells no leads — tables are processed independently from federal filings by a former banker with 23 years of credit experience. Compare: all 100 lenders ranked · all 52 states · five myths vs the record.

Source: CFPB HMDA 2025 Snapshot, FHA loan-level records (loan_type 2); decisioned applications (actions 1,2,3); denial = action 3. Reason shares over all cited reasons (lenders ≥500 apps & ≥100 denials); pricing medians over originated purchase loans; state cells n≥100. Name per 2025 Transmittal Sheet. Historical data observation — not financial, legal, or mortgage advice. FRC Intelligence.