8 Composite Metrics · Updated Weekly
Mortgage Intelligence Dashboard
OFI + MBA + HMDA + Rate Momentum → 8 actionable composite metrics for brokers. Not financial advice — directional signals only.
FR Decision Index — Primary Score
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FRDI = MMI(35%) + MTI(30%) + MSI(20%) + OFI(15%) · 0–100 · Confidence-adjusted
This Week's Broker Signal
BALANCED
Market Composite Metrics
Income Type Approval Odds (ITAO)
Lender Aggressiveness Score (LAS) — Higher = More Approvals
| Lender | LAS Score | Signal | 2024 FHA Denial Rate |
Lender Opportunity Index (LOI) — Higher = Market Share Opportunity
Composite metrics derived from: OFI (FRED MORTGAGE30US, r=0.902), MBA Weekly Index (MMNRNSA), HMDA 2018-2024 denial rates, AWS sensitivity coefficients. All metrics are directional signals, not predictions. Not financial advice.
Methodology →