Huntington National Bank denied 26.3% of its 2,766 decisioned FHA applications in 2025 — rank #29 of the 100 largest FHA lenders, above the national rate of 21.7%. Source: complete CFPB HMDA 2025 federal record. Observed rates reflect applicant mix and channel as well as underwriting — not an endorsement or a warning.
Top cited reasons on denied files in 2025: debt-to-income (24.8%), credit history (23.7%), employment history (12.1%) (shares of all cited reasons; a denied file may cite several). Reason codes record outcomes, not causes — context: the reason fingerprint.
| State | FHA apps | Denial rate |
|---|---|---|
| OH | 1,373 | 22.1% |
| MI | 526 | 35.9% |
| WV | 218 | 23.4% |
Largest state markets (cells n≥100). State pages: the door map.
Nobody. Huntington National Bank did not pay to appear here and cannot pay to change this page. FinanceRateCalc is not a lender, has no lending partners, and sells no leads — tables are processed independently from federal filings by a former banker with 23 years of credit experience. Compare: all 100 lenders ranked · all 52 states · five myths vs the record.