← All Employers
FRC Employer Affordability Report Β· May 2026

Apple
Cupertino, CA

"Apple pays $168K. Cupertino homes cost $1.85M. Even Apple engineers are displaced."
🚨 Housing Affordability Score
6%
of homes within 30 minutes of Apple's Cupertino campus are affordable on the median employee salary of $168,000/yr.
Median Employee Salary
$168,000/yr
Median Home Price β€” Cupertino
$1,850,000
Monthly PITI (20% down)
$9,550/mo
Income Required
$318,333/yr needed
πŸ“ Nearest Affordable ZIP Code
Gilroy, CA
32 miles from Apple campus Β· ZIP 95020
πŸ“Š FRC Corporate Affordability Index (CAI) β€” May 2026

As of May 2026, the FRC Corporate-CAI for a ICT3 Engineer at this employer stands at 16% β€” meaning 84% of local housing inventory is mathematically out of reach based on standardized underwriting at $168,000 median salary. Source: FinanceRateCalc.com Corporate-CAI, BLS OEWS, Zillow ZHVI.

The Reality

Apple's Cupertino campus sits in one of Silicon Valley's most expensive markets. At $168,000 median salary, employees face a housing cost that would require 79% of income β€” making homeownership near campus essentially impossible for most.

Apple's architectural showcase campus, Apple Park, sits in Cupertino where the median home exceeds $1.85M. The majority of Apple's non-executive workforce commutes from San Jose, the East Bay, or increasingly from Santa Cruz and Gilroy β€” adding 30-60 minutes to each commute. The company has discussed employee housing partnerships but no large-scale solution has materialized.

Calculate for your employer

Ask Zai to run the affordability math for any company and city.

🏦 Ask Zai β†’ πŸ”” Set Alert

Data Disclaimer: Salary data is programmatically aggregated from the U.S. Bureau of Labor Statistics (BLS) and public employer disclosures. Housing affordability metrics are estimates based on FRC proprietary algorithms and current market rates. This analysis is for informational and educational purposes only, and does not constitute financial advice, official endorsement, employment verification, or any affiliation with the named entities. All company names and trademarks are property of their respective owners. FinanceRateCalc.com is an independent financial education platform with no commercial relationship with any employer mentioned.

πŸ—ΊοΈ
226 Markets
US Housing Market by ZIP Code β€” Buyer Demand Scores
πŸ‘€
By Profession
Can a Nurse / Teacher / Engineer Afford a Home? β€” 10 Cities