📍 Same Salary · Different Zip Code · Massive Difference
The Zip Code Wealth Gap
Zip Code Wealth Gap
Same $80K salary. Austin vs Detroit. The 30-year wealth difference can exceed $500,000 — purely based on where you buy. Pick two cities and see your gap.
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🛡️ Sky Blue Credit
Credit score affects every city's math
A poor credit score adds $200+/mo to any city's mortgage payment.
We compare median home values, household incomes, and price-to-income ratios across zip codes using Census Bureau and HUD data. The wealth gap shows how much harder — or easier — homeownership is in your zip vs the national average.
📋 Assumptions & Data Sources
Data from US Census Bureau ACS 5-year estimates. Home values from Zillow Research. Income data from BLS. Updated annually. Educational use only.