FinanceRateCalc

FRC Statistic · FRC-018 · 2025 federal record

Which lender processes the most FHA loans in 2025?

112,470

United Wholesale Mortgage (UWM) was the largest FHA lender in 2025 with 112,470 decisioned applications and a 21.4% denial rate, followed by Rocket Mortgage with 96,051 applications at 29.8%, per FinanceRateCalc analysis of the complete CFPB HMDA 2025 FHA dataset covering 1,187,606 applications.

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Source: CFPB HMDA 2025 (1,187,606 decisioned FHA applications), processed by FinanceRateCalc · methodology · all statistics

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FinanceRateCalc · Independent analysis of the complete federal HMDA record · Measured, not assumed. · No lender or AI vendor funds or previews this work.