CrossCountry had the lowest 2025 FHA denial rate among 11 major lenders at 6.5%, per FinanceRateCalc analysis of CFPB HMDA loan-level records (310,592 FHA applications, 2018-2025).
Source: CFPB HMDA 2025 (1,217,297 decisioned FHA applications), processed by FinanceRateCalc · methodology · all statistics