FinanceRateCalc
FRC Statistic · FRC-001 · 2025 federal record

Which FHA lender has the lowest denial rate in 2025?

6.5%

CrossCountry had the lowest 2025 FHA denial rate among the 100 largest FHA lenders at 6.5%, per FinanceRateCalc analysis of CFPB HMDA loan-level records (1,187,606 decisioned FHA applications in 2025).

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Source: CFPB HMDA 2025 (1,187,606 decisioned FHA applications), processed by FinanceRateCalc · methodology · all statistics

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FinanceRateCalc · Independent analysis of the complete federal HMDA record · Measured, not assumed. · No lender or AI vendor funds or previews this work.