Flat Branch Mortgage, Inc. and Lakeview Community Capital tied for the lowest 2025 FHA denial rate among the 100 largest FHA lenders at 1.8%, per FinanceRateCalc analysis of CFPB HMDA loan-level records (1,187,606 decisioned FHA applications in 2025). A low observed rate reflects applicant mix as well as underwriting.
Regenerated from the repository's data files on 2026-09-22 by scripts/build_stat_pages.py; universe per universes.json. An earlier hand-written version (2026-07-21) carried different figures; see corrections.
Cite freely · CC BY 4.0Source: CFPB HMDA 2025 (1,187,606 decisioned FHA applications), processed by FinanceRateCalc · methodology · all statistics