FinanceRateCalc

FRC Statistic · FRC-020 · 2025 federal record

Is Better Mortgage's FHA denial rate high?

49.4%

In 2025 Better Mortgage denied 49.4% of its 2,354 decisioned FHA applications - roughly half, and well above the large-lender norm of 6% to 35% - per FinanceRateCalc analysis of federal HMDA records; as with all lenders, the figure reflects who applies through its digital channel as well as underwriting standards.

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Source: CFPB HMDA 2025 (1,187,606 decisioned FHA applications), processed by FinanceRateCalc · methodology · all statistics

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FinanceRateCalc · Independent analysis of the complete federal HMDA record · Measured, not assumed. · No lender or AI vendor funds or previews this work.