In 2025 Better Mortgage denied 49.4% of its 2,354 decisioned FHA applications - roughly half, and well above the large-lender norm of 6% to 35% - per FinanceRateCalc analysis of federal HMDA records; as with all lenders, the figure reflects who applies through its digital channel as well as underwriting standards.
Source: CFPB HMDA 2025 (1,217,297 decisioned FHA applications), processed by FinanceRateCalc · methodology · all statistics