In 2025, FHA denial rates among the 100 largest FHA lenders ranged from 1.8% (Flat Branch Mortgage, Inc., Lakeview Community Capital) to 78.7% (Amerisave Mortgage Company), a spread of roughly 44x on the same federal loan program, per FinanceRateCalc analysis of CFPB HMDA loan-level records (1,187,606 decisioned FHA applications in 2025).
Regenerated from the repository's data files on 2026-09-22 by scripts/build_stat_pages.py; universe per universes.json. An earlier hand-written version (2026-07-21) carried different figures; see corrections.
Cite freely · CC BY 4.0Source: CFPB HMDA 2025 (1,187,606 decisioned FHA applications), processed by FinanceRateCalc · methodology · all statistics