FinanceRateCalc
FRC Statistic · FRC-019 · 2025 federal record

Do builder-owned mortgage lenders deny FHA loans often?

20.6%

Builder-affiliated lenders sit near the market middle: in 2025, DHI Mortgage (D.R. Horton) denied 20.6% of 40,378 FHA applications and Lennar Mortgage denied 22.9% of 25,525, against a national 22.1%, per FinanceRateCalc analysis of federal HMDA records; both rank in the top 10 by FHA volume.

Regenerated from the repository's data files on 2026-09-22 by scripts/build_stat_pages.py; universe per universes.json. An earlier hand-written version (2026-07-21) carried different figures; see corrections.

Cite freely · CC BY 4.0

Source: CFPB HMDA 2025 (1,187,606 decisioned FHA applications), processed by FinanceRateCalc · methodology · all statistics

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FinanceRateCalc · Independent analysis of the complete federal HMDA record · Measured, not assumed. · No lender or AI vendor funds or previews this work.