Effectively yes: in Hawaii, the District of Columbia, and Alaska, fewer than 100 FHA applications under $150,000 received a credit decision in all of 2025, per FinanceRateCalc analysis of federal HMDA records - in those markets the affordable rung of the FHA ladder has essentially ceased to exist.
Source: CFPB HMDA 2025 (1,187,606 decisioned FHA applications), processed by FinanceRateCalc · methodology · all statistics