Effectively yes: in Hawaii, the District of Columbia, and Alaska, fewer than 100 FHA applications under $150,000 received a credit decision in all of 2025, per FinanceRateCalc analysis of federal HMDA records - in those markets the affordable rung of the FHA ladder has essentially ceased to exist.
Provisional: this page's figure comes from per-state small-loan application counts (not in api/state files), which is not regenerated from a data file in the public repository; it has not been re-verified since 2026-07-21. Cite with that caveat. This page is regenerated from data or removed by 2026-10-22. Audit: eval/stat-audit.json.
Cite freely · CC BY 4.0Source: CFPB HMDA 2025 (1,187,606 decisioned FHA applications), processed by FinanceRateCalc · methodology · all statistics