Every Monday.
One number.
The whole market.

The OFI Weekly Briefing delivers the Overlay Friction Index update, lender spotlight, and state friction signal — free, every Monday morning. Built for mortgage brokers, loan officers, and underwriting professionals.

OFI Weekly Briefing

Sample Issue

MODERATE — Re-tightening

−3 from last period

Lender Spotlight

loanDepot

37% FHA denial — friction rising

State Spotlight

Florida — OFI 42

Re-tightening, SSDI profiles squeezed

Every Monday · No spam · Unsubscribe anytime · Free forever

✅ You're subscribed! First briefing arrives next Monday morning.

📊

OFI Score Update

Current index value, direction change, and regime classification — every week.

🏦

Lender Spotlight

One lender analyzed: denial rate trend, overlay behavior, profile fit.

🗺️

State Friction Signal

One state highlighted with OFI score and what it means for borrowers there.

🧠

One Insight

The single most actionable data point from that week's mortgage market data.

Data source: CFPB HMDA federal public data · FRED API · OFI v3.7
Not financial advice. Educational purposes only.

Every Monday.One number.The whole market.

Every Monday.
One number.
The whole market.