Submit your denied mortgage profile anonymously. OFI matches you to lenders whose overlay policies fit your profile. No spam calls. No credit pull. Free.
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Submit Anonymously
No SSN. No personal data. Just your loan profile and denial reason.
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OFI Matches
We analyze which lenders' overlay policies fit your profile using 7 years of HMDA data.
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See Your Options
Ranked lender matches with approval probability and next steps. Instant.
Your Loan Profile — No Personal Info Required
🔒 Privacy first: We collect zero personal information. No name, no SSN, no credit pull. Your profile is analyzed anonymously using OFI's overlay model. You control if and when you share your contact info with any lender.
Not financial advice. Approval probabilities are statistical estimates based on CFPB HMDA 2024 data. Individual outcomes may vary. All lenders are legitimate institutions. FinanceRateCalc is not a mortgage broker or lender.