Zai — the AI mortgage advisor has been retired.

We measure, publicly, how AI systems mangle mortgage statistics — inventing numbers, deleting qualifiers, even fabricating our own history. An “AI mortgage advisor” that answers personal questions is structurally exposed to those same failures. We will not sell the thing we document. So Zai is retired — not because it failed, but because it contradicted what this site stands for: evidence, with boundaries, never individual advice.

What we do instead: we show exactly what the federal record supports and where the evidence ends — Evidence Navigator · 184 metro gaps · how AI systems distort mortgage statistics.

Existing license holders: email [email protected] for a full refund. The data behind everything remains free, forever.