FRC Climate Badge
Finance
Rate
Calc
FRC lender denial patterns
47
Q2 2026 · Moderate friction
↗ +6 from Q4 2025
Source:
FRC Research
· Updated quarterly
Z
The Denial Dispatch
One finding a week from the federal mortgage record.
One chart, three paragraphs, every Saturday. Measured, not assumed.
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FinanceRateCalc · Independent analysis of the complete federal HMDA record · Measured, not assumed. · No lender or AI vendor funds or previews this work.