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Top Rejection Reasons
#1
DTI / Debt-to-Income Too High
89 stories · avg DTI 48%
#2
Credit Score Below Threshold
67 stories · avg score 608
#3
Insufficient Reserves
43 stories · avg reserves 1.2 months
#4
Employment History / Self-Employed
31 stories
#5
Appraisal Came in Low
17 stories
Rejection Rate by Lender Type
Large National Bank
78%
Online Lender
52%
Credit Union
41%
FHA Lender
29%
Portfolio Lender
23%
Based on community-submitted stories. Not official data.
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