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FRC Employer Affordability Report Β· May 2026

Tesla Gigafactory Texas
Austin, TX

"Tesla came to Austin. Now Austin workers can't afford Austin."
🚨 Housing Affordability Score
22%
of homes within 30 minutes of Tesla Gigafactory Texas's Austin campus are affordable on the median employee salary of $85,000/yr.
Median Employee Salary
$85,000/yr
Median Home Price β€” Austin
$580,000
Monthly PITI (20% down)
$2,994/mo
Income Required
$99,800/yr needed
πŸ“ Nearest Affordable ZIP Code
Del Valle, TX
5 miles from Tesla Gigafactory Texas campus Β· ZIP 78617
πŸ“Š FRC Corporate Affordability Index (CAI) β€” May 2026

As of May 2026, the FRC Corporate-CAI for a Production Associate at this employer stands at 38% β€” meaning 62% of local housing inventory is mathematically out of reach based on standardized underwriting at $85,000 median salary. Source: FinanceRateCalc.com Corporate-CAI, BLS OEWS, Zillow ZHVI.

The Reality

Tesla's Gigafactory Texas brought thousands of jobs to the Austin area. It also accelerated the housing price surge that has made Austin one of the least affordable markets for median-wage workers.

Austin's median home price increased 68% between 2020 and 2023 β€” the fastest appreciation of any major US city. Tesla, Oracle, Apple, and other corporate relocations drove demand that outpaced housing supply. The median Tesla production worker earning $85,000 can afford approximately 22% of Austin homes β€” down from nearly 60% in 2019.

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Data Disclaimer: Salary data is programmatically aggregated from the U.S. Bureau of Labor Statistics (BLS) and public employer disclosures. Housing affordability metrics are estimates based on FRC proprietary algorithms and current market rates. This analysis is for informational and educational purposes only, and does not constitute financial advice, official endorsement, employment verification, or any affiliation with the named entities. All company names and trademarks are property of their respective owners. FinanceRateCalc.com is an independent financial education platform with no commercial relationship with any employer mentioned.

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