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FRC Intelligence · Professional Access

Lender routing
for mortgage brokers.
At scale.

Unlimited FHA lender routing decisions. Bulk CSV upload. PDF reports with your branding. Full access to lender DNA, cliff maps, and black hole coordinates. Built for brokers who route more than 10 files a month.

$299/mo

Cancel anytime · No setup fee · 7-day free trial

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⚡
Unlimited Routing Queries
Run as many borrower profiles as you need. No per-query fees. No throttling.
📄
Branded PDF Reports
Client-ready lender match reports with your name and contact info. Download instantly.
📊
CSV Bulk Upload
Upload multiple borrower profiles at once. Get batch routing results in one file.
🧬
Full Lender DNA Access
CLTV cliffs, DTI sensitivity, black hole coordinates, volatility scores for all 11 major FHA lenders.
🔗
Similarity Engine
See which lenders share behavioral DNA. Know which alternatives to route to when your primary lender fails.
📡
API Access (Coming Q3 2026)
Integrate FRC routing directly into your LOS. REST API with JSON responses. Early access for current subscribers.

How it works

1

Enter the borrower profile

DTI, CLTV, FICO range, loan type, state. Takes 30 seconds.

2

Get ranked lender matches

Top 5 lenders for this profile, sorted by approval probability. Includes cliff warnings and black hole alerts.

3

Download branded PDF

Client-ready report with your name, the lender ranking, and the behavioral data behind each recommendation.

4

Upload your pipeline

Batch process multiple files via CSV. Get routing results for your entire pipeline in one download.

What the data looks like

// Sample routing response for: DTI 44%, CLTV 88%, FICO 640, FHA Purchase, TX
{
  "top_lender": "Mr. Cooper",
  "denial_probability": "18.4%",
  "cltv_cliff_warning": false,
  "alternatives": [
    { "lender": "Guild Mortgage", "denial_est": "22.1%" },
    { "lender": "CrossCountry", "denial_est": "24.7%" }
  ],
  "highest_historical_denial": [
    { "lender": "Rocket", "pattern": "CLTV-85 gene active (+54.9pp at this LTV)" },
    { "lender": "PennyMac", "pattern": "High-risk disparity +28.8pp above market" }
  ],
  "source": "CFPB HMDA 2025, 310,592 FHA records"
}

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Routing guidance based on CFPB HMDA 2025 public data · 310,592 FHA records · Not financial advice · For informational purposes only.

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