🏠 Free for Real Estate Professionals

The Smartest Free Mortgage Widget
for Real Estate Agents.

The only free mortgage widget that combines HOT/COLD demand scoring, 3-scenario comparison, agent branding, and direct lead capture — in one embed.

Basic Calculator
✅ HOT/COLD Demand Score
✅ 3-Scenario Comparison
✅ Lead Capture → Your Email
✅ Your Name & Photo
✅ Free Forever

What Makes This Different

😐 Every Other Free Widget
✅ Shows monthly payment
❌ No demand intelligence
❌ No scenario comparison
❌ No lead capture
❌ No agent branding
❌ No rate scenarios
❌ Sends clients elsewhere
🚀 FRC Widget
✅ Shows monthly payment (PITI)
✅ HOT/COLD buyer demand score
✅ 3-rate scenario comparison
✅ Lead capture → your email
✅ Your name, photo & brand
✅ Today / -0.5% / +0.5% rates
✅ Clients stay on your site
👇 Live Preview
This is exactly what your clients see on your listing page. Agent name is customizable.
SJ
Sarah Johnson
Licensed Real Estate Agent · Keller Williams
FRC BUYER DEMAND
🔵 COOLING — Negotiate
67 days on market
📉 Best Rate
📊 Today
📈 Higher
P&I
Tax
Ins
P&I
Tax
Ins
P&I
Tax
Ins
📧 Email me these numbers
✅ Sent! Sarah will follow up shortly.
Powered by FinanceRateCalc.com · Real bank math · Free tools

Setup in 3 Steps

Step 1 — Customize

Add Your Details

Enter your name, market, and email to receive leads. The widget code updates instantly.

Step 2 — Copy Code

One Line of Code

Paste this into your listing page, sidebar, or anywhere on your site. Works with WordPress, Wix, Squarespace.

<iframe src="https://financeratecalc.com/widget-embed.html?agent=Sarah+Johnson&market=Austin+TX&email=sarah@kw.com" width="100%" height="680" frameborder="0" style="border-radius:12px;"></iframe>
🚀 Get Your Widget
Want a Custom-Branded Version?

Custom colors, your logo, and lead capture direct to your email. Free for qualifying brokerages.

No spam. Setup within 24 hours.
🗺️ US Heat Map → 🎲 Fate Simulator → 🏦 Rejection Engine →
The part almost nobody publishes free

Prices and rates are widely reported. Whether a lender says yes is not. In the complete 2025 federal record, denial rates across the 100 largest FHA lenders ran from 1.8% to 78.7% — same programme, same year.

And it is not simply who applies where: standardizing on state, loan amount, income, debt-to-income and loan-to-value, applicant mix explains only a 2.7× range in expected outcomes.

Which lenders approve most → Your metro → Denied? →

CFPB HMDA 2025, computed by FinanceRateCalc. Covers the highest-volume lenders published per market, not all lenders. Historical observations, not predictions. CC BY 4.0, not independently reproduced.

The Denial Dispatch
One finding a week from the federal mortgage record.
One chart, three paragraphs, every Saturday. Measured, not assumed.
Get the Dispatch →
AI Accuracy Index The Door Effect The Denial Map Open Data About 184 Metro Gaps Evidence Navigator Hallucination Files Press Newsletter
FinanceRateCalc · Independent analysis of the complete federal HMDA record · Measured, not assumed. · No lender or AI vendor funds or previews this work.