CFPB HMDA 2018–2025 · Real Federal Data
Compare FHA Approval Climate
State vs State
Select two states to compare 8 years of real FHA denial rates. Which state gives your borrower a better shot?
⚠️ Educational Only — Historical HMDA data. Not predictive. Not financial advice.
FHA Denial Rate — 2018 to 2025
Best Lender by State (2025 HMDA)
Route your borrower to the right lender
AI routing based on 8 years of real HMDA data
Source: CFPB HMDA 2018–2025 · FHA loans only · Educational purposes only