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FRC Intelligence · 2025 federal record

Greensboro-High Point, NC: 22.1% of FHA applications were denied in 2025.

Of 3,483 FHA applications reaching a credit decision in this metro in 2025, 770 were formally denied. Small applications (<$150K) were denied at 36.3% vs 18.0% for large ones ($250K+) — a 2.02× penalty.

The doors of Greensboro-High Point, NC

The metro's highest-volume FHA lenders, by observed 2025 denial rate — a 26.8-point spread inside one metro:

LenderDecisioned apps (this metro)Denial rate
ATLANTIC BAY MORTGAGE GROUP1862.2%
FREEDOM MORTGAGE CORPORATION18415.2%
United Wholesale Mortgage20925.8%
DHI Mortgage Company, LTD.24926.1%
ROCKET MORTGAGE34129.0%

What to do with this

A metro average is a tendency, not a rule — and the table above shows why: the same city contains very different doors. If you've been denied, decode the reason first, then pick the next door on the record, not on advertising.

Denied? The Denial Map → All 100 lenders → All 320 metros →