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FRC Intelligence · 2025 federal record

Corpus Christi, TX: 15.1% of FHA applications were denied in 2025.

Of 2,063 FHA applications reaching a credit decision in this metro in 2025, 312 were formally denied. Small applications (<$150K) were denied at 22.6% vs 13.6% for large ones ($250K+) — a 1.66× penalty.

The doors of Corpus Christi, TX

The metro's highest-volume FHA lenders, by observed 2025 denial rate — a 12.6-point spread inside one metro:

LenderDecisioned apps (this metro)Denial rate
DHI Mortgage Company, LTD.33913.6%
United Wholesale Mortgage11614.7%
Lennar Mortgage, LLC37026.2%

What to do with this

A metro average is a tendency, not a rule — and the table above shows why: the same city contains very different doors. If you've been denied, decode the reason first, then pick the next door on the record, not on advertising.

Denied? The Denial Map → All 100 lenders → All 320 metros →