1
Your financial baseline
$
$
$
$
%/yr
years
2
Choose a life event to simulate
Job Loss
6-month income gap, then new job at 85% of previous salary
HIGH IMPACT
Market Crash
40% portfolio drop followed by 7-year recovery
HIGH IMPACT
New Baby
$15k first-year costs, $1,200/mo ongoing for 5 years
MED IMPACT
Divorce
50% asset split + $25k legal costs, income impact
HIGH IMPACT
Major Promotion
30% salary increase, investing the full difference
POSITIVE
Medical Emergency
$40k unexpected medical bills, 3-month income disruption
HIGH IMPACT
Buy a Home
20% down on $400k home, 4% annual appreciation
POSITIVE
High Inflation Period
5 years of 7% inflation eroding purchasing power
MED IMPACT
3
When does this happen?
In year:
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📈 Baseline (No Event)
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Wealth Trajectory: With vs Without This Event
See exactly when and how the event changes your financial path
Financial Stress Level
🟢 Stable🟡 Caution🔴 Critical
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Your Recovery / Optimization Plan
Banker's Note
23 Years · Licensed Professional
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