Legal
Please read these terms carefully before using our calculators and tools
Last updated: March 12, 2026
By accessing and using FinanceRateCalc.com ("the Site"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.
FinanceRateCalc.com provides free online financial calculators and educational tools including, but not limited to, mortgage calculators, loan comparison tools, debt consolidation calculators, compound interest calculators, and bank approval simulators.
Our tools are designed and reviewed by a licensed banking professional with 23 years of industry experience. However, all results are estimates for educational purposes only.
IMPORTANT: The calculators, tools, and content on FinanceRateCalc.com are provided for informational and educational purposes only. Nothing on this site constitutes financial, investment, legal, or tax advice.
Calculator results are mathematical estimates based on the inputs you provide. They do not account for all variables that a lender, financial advisor, or bank would consider. You should not make financial decisions based solely on the results of our calculators.
We strongly recommend consulting with a qualified financial advisor, mortgage broker, or banking professional before making any significant financial decisions.
While we strive to provide accurate calculations and up-to-date information, we make no warranties or representations regarding:
Interest rates and financial product terms change frequently. Always verify current rates directly with lenders.
FinanceRateCalc.com participates in affiliate marketing programs. Some links on this site may result in us earning a commission if you click through and take action. This does not affect the price you pay. Please see our Affiliate Disclosure for full details.
Our site contains links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.
All content on FinanceRateCalc.com, including but not limited to text, graphics, calculator code, and design, is the property of FinanceRateCalc.com and is protected by applicable intellectual property laws.
You may not reproduce, distribute, or create derivative works from our content without our express written permission.
To the fullest extent permitted by law, FinanceRateCalc.com shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising out of or in connection with your use of our website or calculators.
Our total liability to you for any claim arising from your use of the site shall not exceed $0 (zero dollars), as our services are provided free of charge.
The site and its content are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
Your use of our site is also governed by our Privacy Policy, which is incorporated into these Terms of Service by reference.
We reserve the right to modify these Terms of Service at any time. We will update the "Last updated" date at the top of this page. Your continued use of the site after any changes constitutes your acceptance of the new terms.
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.
If you have any questions about these Terms of Service, please contact us: