Terms of Service

Last updated: May 25, 2026

⚠️ Lender-Grade Disclaimer

FinanceRateCalc.com is an educational underwriting simulation engine. All outputs, simulation matrices, and AI-driven interpretations are for informational purposes only. We are not a licensed mortgage lender, broker, or financial advisor. Automated underwriting system (AUS) emulations do not guarantee final credit extension or regulatory Safe Harbor compliance. Consult with a licensed Mortgage Loan Originator (MLO) for actual loan structuring.

1. Educational Purpose Only

All content, calculators, and tools on FinanceRateCalc.com are provided for educational and informational purposes only. Nothing on this site constitutes financial, legal, investment, or mortgage advice. Always consult a licensed financial professional before making financial decisions.

2. No Guarantee of Accuracy

While we strive for accuracy, mortgage rates, home prices, salary data, and financial regulations change frequently. Calculator results are estimates based on general assumptions and may not reflect your specific situation. FRC makes no guarantees about the accuracy, completeness, or timeliness of any information.

3. Not a Lender

FinanceRateCalc.com is not a lender, mortgage broker, financial advisor, or credit repair organization. We do not originate loans, provide credit counseling, or offer personalized financial advice.

4. Affiliate Relationships

This site contains affiliate links. We may earn a commission if you purchase services through these links. These relationships do not influence our content or recommendations.

5. Employer Data Disclaimer

Salary and affordability data for named employers is based on publicly available sources including BLS Occupational Employment Statistics and public employer disclosures. This data is approximate and for educational purposes only. FinanceRateCalc has no affiliation with any named employer and does not represent official employer data.

6. Intellectual Property

All content, tools, and data presentations on this site are the property of FinanceRateCalc.com. You may not reproduce, distribute, or create derivative works without written permission.

7. Limitation of Liability

FinanceRateCalc.com shall not be liable for any financial decisions made based on information from this site. Use all information at your own risk.

8. Contact

Questions: [email protected]

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