📍 Zip Code 70112 · New Orleans, LA · Orleans Parish

Mortgage Costs in 70112
New Orleans, LA

Real 2026 data · Property tax 0.5% · 7.1% mortgage rate
$285,000
Median Home Price
$1,770
All-In Monthly (20% down)
$75,846
Salary Needed
Difficult
Affordability on Avg Income

Full Cost Breakdown — 70112 (New Orleans, LA)

Cost Item
20% Down ($57,000)
10% Down ($28,500)
Principal & Interest
$1,532/mo
$1,724/mo
Property Tax (0.5%)
$119/mo
$119/mo
Home Insurance (~0.5%)
$119/mo
$119/mo
PMI (if <20% down)
$128/mo
Total All-In
$1,770/mo
$2,090/mo

What Salary Do You Need to Buy in 70112?

Using the standard 28% gross income housing rule, you need approximately $75,846/year to comfortably afford the median home in New Orleans, LA with 20% down at today's 7.1% rate.

The average household income in Orleans Parish is approximately $58,000/year — which means buying the median home here is difficult for the average family.

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Property Tax in 70112 (Orleans Parish)

Orleans Parish has a property tax rate of approximately 0.5% — below the national average of 1.1%. On a $285,000 home, this equals $119/month or $1,425/year in property taxes.

Property taxes can often be appealed if your assessment seems high. Ownwell specializes in property tax appeals — they only charge if they save you money.

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Potential savings: $214/year. No win = no fee.
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Will a Bank Approve You in New Orleans?

Approval depends on your specific profile — credit score, income, existing debts, and down payment. The Bank Rejection Engine shows exactly how 5 different lender types would score your application for a home in 70112.

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