📍 Zip Code 53201 · Milwaukee, WI · Milwaukee County

Mortgage Costs in 53201
Milwaukee, WI

Real 2026 data · Property tax 2.2% · 7.1% mortgage rate
$235,000
Median Home Price
$1,792
All-In Monthly (20% down)
$76,807
Salary Needed
Difficult
Affordability on Avg Income

Full Cost Breakdown — 53201 (Milwaukee, WI)

Cost Item
20% Down ($47,000)
10% Down ($23,500)
Principal & Interest
$1,263/mo
$1,421/mo
Property Tax (2.2%)
$431/mo
$431/mo
Home Insurance (~0.5%)
$98/mo
$98/mo
PMI (if <20% down)
$106/mo
Total All-In
$1,792/mo
$2,056/mo

What Salary Do You Need to Buy in 53201?

Using the standard 28% gross income housing rule, you need approximately $76,807/year to comfortably afford the median home in Milwaukee, WI with 20% down at today's 7.1% rate.

The average household income in Milwaukee County is approximately $58,000/year — which means buying the median home here is difficult for the average family.

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Property Tax in 53201 (Milwaukee County)

Milwaukee County has a property tax rate of approximately 2.2% — above the national average of 1.1%. On a $235,000 home, this equals $431/month or $5,170/year in property taxes.

Property taxes can often be appealed if your assessment seems high. Ownwell specializes in property tax appeals — they only charge if they save you money.

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Potential savings: $776/year. No win = no fee.
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Will a Bank Approve You in Milwaukee?

Approval depends on your specific profile — credit score, income, existing debts, and down payment. The Bank Rejection Engine shows exactly how 5 different lender types would score your application for a home in 53201.

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