📍 Zip Code 30301 · Atlanta, GA · Fulton County

Mortgage Costs in 30301
Atlanta, GA

Real 2026 data · Property tax 0.9% · 7.1% mortgage rate
$385,000
Median Home Price
$2,519
All-In Monthly (20% down)
$107,958
Salary Needed
Difficult
Affordability on Avg Income

Full Cost Breakdown — 30301 (Atlanta, GA)

Cost Item
20% Down ($77,000)
10% Down ($38,500)
Principal & Interest
$2,070/mo
$2,329/mo
Property Tax (0.9%)
$289/mo
$289/mo
Home Insurance (~0.5%)
$160/mo
$160/mo
PMI (if <20% down)
$173/mo
Total All-In
$2,519/mo
$2,951/mo

What Salary Do You Need to Buy in 30301?

Using the standard 28% gross income housing rule, you need approximately $107,958/year to comfortably afford the median home in Atlanta, GA with 20% down at today's 7.1% rate.

The average household income in Fulton County is approximately $68,000/year — which means buying the median home here is difficult for the average family.

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Property Tax in 30301 (Fulton County)

Fulton County has a property tax rate of approximately 0.9% — near the national average of 1.1%. On a $385,000 home, this equals $289/month or $3,465/year in property taxes.

Property taxes can often be appealed if your assessment seems high. Ownwell specializes in property tax appeals — they only charge if they save you money.

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Potential savings: $520/year. No win = no fee.
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Will a Bank Approve You in Atlanta?

Approval depends on your specific profile — credit score, income, existing debts, and down payment. The Bank Rejection Engine shows exactly how 5 different lender types would score your application for a home in 30301.

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