"Temporary or irregular employment"

By Ziya Y. · 23 Years Banking · FRC Denial Code Intelligence

What This Code Means

Seasonal, contract, gig, or variable income. Lenders want stable, predictable income.

Your Action Plan

SSDI and pension income is considered stable. Self-employed with 2-year history is acceptable. Some lenders are stricter about gig work — this is often an overlay.